Insurance & Payment Options

Insurance & Payment Options

Dental benefits shouldn't require a decoder ring — but they often feel that way. At Village Dental, our experienced billing team handles the confusing parts for you. We verify your dental insurance before your appointment, file claims directly with your provider, and work to get you every benefit your plan allows — whether you're in-network or out-of-network.

With four convenient locations across the Triangle — Raleigh, Brier Creek, and Wake Forest — Village Dental is in-network with most major dental insurance providers, including Delta Dental, Cigna, Blue Cross Blue Shield, and United Concordia. Don't have dental insurance? Our in-house Village Dental Membership Plan makes preventive care affordable and predictable, without the paperwork or the waiting periods.

In-Network Insurance Providers

Choosing an in-network dentist means lower out-of-pocket costs on preventive, restorative, and cosmetic care. Village Dental is in-network with:

  • Delta Dental Premier
  • Cigna PPO
  • BCBS Grid Network (Blue Cross Blue Shield)
  • United Concordia Elite

If your plan is on this list, our billing coordinators will verify your benefits before your visit and walk you through exactly what's covered.

Please Note: We Do Not Accept Medicaid Village Dental does not participate in any Medicaid plans at any of our locations. Medicaid patients are welcome to pay out-of-pocket, or join our Village Dental Membership Plan (see below) for a simple annual fee that covers your preventive care.

More About Our In-Network Dental Insurance Plans

Every dental insurance plan reads a little differently. Here's what being in-network means for you, broken down by provider. If you're not sure which network your plan uses, call the member services number on the back of your insurance card — or let our billing team verify it for you.

Delta Dental Premier

Village Dental is an in-network provider for Delta Dental Premier, the largest dental PPO network in the country. Delta Dental members visiting any of our Raleigh, Brier Creek, or Wake Forest locations receive negotiated rates on covered services and direct claim filing. If a patient has Delta PPO network we are required to offer them our Premier contracted fees, the patient pays the difference between the PPO and Premier fee, we don't charge them our standard fees.

Cigna PPO

Cigna PPO dental plans are accepted as in-network at all four Village Dental locations. Most Cigna PPO plans cover preventive care (cleanings, exams, x-rays) at 100%, basic services like fillings around 80%, and major procedures like crowns or bridges around 50% — though your specific deductible and annual maximum determine what you'll actually owe. Our team verifies your Cigna benefits before you meet with a Treatment Coordinator, so you have clear, accurate information before discussing care and costs.

BCBS Grid Network (Blue Cross Blue Shield)

Village Dental is in-network for Blue Cross Blue Shield plans that participate in the Grid+ dental network, including most Blue Cross Blue Shield of North Carolina (BCBSNC) plans and several out-of-state BCBS plans. If your BCBS plan runs through a different network — Dental Blue, Blue Dental PPO, or another variation — you'll still receive your out-of-network benefits, and we'll handle the claim filing.

United Concordia Elite

Village Dental participates in the United Concordia Elite Plus network, making us in-network for select employer-sponsored plans in our area, including organizations such as WakeMed, Sheetz, and IPS Integrated Project Services. Other United Concordia plans — including those for federal employees, retirees, and military families (TRICARE Dental Program) — are typically considered out-of-network at our office, and coverage may be significantly lower.

Out-of-Network? We'll Still File Your Claim

Don't see your plan above? You're still welcome here. We accept most PPO dental insurance and will gladly file your claim on your behalf — no forms, no phone calls, no headaches on your end.

Bring your insurance card to your appointment, and our billing specialists will handle the rest: verifying your out-of-network benefits, submitting claims, and working to get you the maximum reimbursement your plan allows.

No Insurance? Join Our Membership Plan

A lack of dental insurance shouldn't get between you and a healthy smile. Whether you're uninsured, self-employed, retired, or just tired of deductibles and waiting periods, the Village Dental Membership Plan is built for you.

One flat annual fee covers:

  • Routine cleanings
  • Comprehensive exams
  • Necessary x-rays
  • Exclusive discounts on other treatments

No deductibles. No waiting periods. No claim forms. No surprises.

Learn More & Sign Up

Dental Insurance at All Three Triangle Locations

All three Village Dental offices accept the same in-network insurance plans, file claims the same way, and offer the same Village Dental Membership Plan. Visit whichever location is closest or most convenient.

Village Dental Raleigh

Serving patients across central Raleigh, North Hills, Five Points, and surrounding Wake County neighborhoods. In-network for Delta Dental Premier, Cigna PPO, BCBS Grid, and United Concordia Elite.

Village Dental Brier Creek

Convenient for patients in Brier Creek, Research Triangle Park (RTP), Morrisville, and northwest Raleigh. Full insurance verification and direct claim filing for every major PPO plan.

Village Dental Wake Forest

Serving Wake Forest, Rolesville, Youngsville, and northern Wake County. Same in-network providers, same membership plan, same experienced billing team as our other Triangle offices.

Dental Insurance FAQs

Quick answers to the questions we hear most often from Raleigh-area patients about dental insurance, coverage, and payment options.

Does Village Dental accept Delta Dental?

Yes. Village Dental is an in-network provider for Delta Dental Premier at all three Triangle locations — Raleigh, Brier Creek, and Wake Forest. If your plan is Delta Dental PPO rather than Premier, we still accept it as out-of-network and file your claim directly.

Is Village Dental in-network with Cigna?

Yes. Village Dental is in-network with Cigna PPO dental plans at our Raleigh, Brier Creek, and Wake Forest locations. Our billing team pre-verifies Cigna benefits before your appointment so you know what to expect.

Does Village Dental take Blue Cross Blue Shield?

Yes. We are in-network for BCBS dental plans that use the Grid network, which includes most Blue Cross Blue Shield of North Carolina (BCBSNC) plans. If your BCBS plan runs on a different network, we still accept it as out-of-network and file the claim for you.

Does Village Dental accept United Concordia?

Yes. Village Dental participates in the United Concordia Elite network, making us in-network for most United Concordia members — including federal employees, retirees, TRICARE Dental Program participants, and employees on private employer plans.

Does Village Dental accept Medicaid?

No. Village Dental does not participate in any Medicaid plans at any of our locations. Medicaid patients are welcome to pay out-of-pocket for treatment or join the Village Dental Membership Plan, which provides preventive care and treatment discounts for a flat annual fee.

What if my dental insurance isn't on your in-network list?

You're still welcome. Village Dental accepts most PPO dental insurance plans on an out-of-network basis, and we file claims on your behalf so you can still use your benefits. Just bring your insurance card to your appointment and our billing specialists will take it from there.

Can I see a dentist at Village Dental without dental insurance?

Yes. The Village Dental Membership Plan is designed for patients without insurance — one flat annual fee covers routine cleanings, comprehensive exams, and necessary x-rays, plus discounts on other treatments. No deductibles, no waiting periods, no claim forms.

Will Village Dental file my dental insurance claim for me?

Yes — for both in-network and out-of-network plans. Our billing specialists submit claims directly to your insurance company and follow up on reimbursement, so you don't have to handle paperwork yourself.

How do I verify my dental benefits before my visit?

Call the Village Dental location nearest you before your appointment. Our billing team will contact your insurance directly to confirm your coverage, deductible, annual maximum, and any remaining benefits for the year — so you know exactly what your visit will cost.

Which Village Dental location is closest to me?

Village Dental has three Triangle-area locations: Raleigh, Brier Creek, and Wake Forest. All three accept the same insurance plans and offer the same services, so choose whichever is most convenient. Patients in North Raleigh, RTP, and Morrisville often prefer Brier Creek; patients in northern Wake County typically choose Wake Forest; and our Raleigh office serves central Raleigh, North Hills, and the surrounding neighborhoods.

Ready to Schedule?

Have questions about your benefits, the membership plan, or payment options? Reach out to the Village Dental location nearest you — we'll take it from there.

Schedule Your Visit

 

Scroll to Top